Where Investors & Brokers Find
Direct Lenders
For Investment Real Estate Deals in the USA
The Ultimate Resource for Private Real Estate Financing
Sitewire is a resource for property investors and brokers to research and connect with reputable private mortgage lending companies (aka hard money lenders). Most of our lenders offer short-term bridge loans, but you can also find permanent financing here. Get the information you need to evaluate multiple financing options for your situation.
Typical Loan Scenarios
Secured by investment real estate only
Budget & Draw Management
CRE bridge loans up to 2 years
SFR Fix & Flip Loan
Close a purchase deal in 1-2 weeks
Rehab a house and hold as a rental
30-year loan for residential rental
Use equity to buy another property
Build a spec home
Refinance to buy out partner
Possible But Difficult Loan Scenarios
Only available in certain areas
100% financing for house flips
Loans secured by land (up to 50% LTV)
Rural locations or far from metro area
2nd mortgages (only available in CA, AZ)
Loan amounts under $75,000
Loan amounts over $20MM
Foreign national borrowers
Special purpose properties
Horizontal development financing
Impossible Loan Scenarios
No lender on our platform will consider these
Gap funding
Down payment money
Loans for owner-occupied homes (except CA, AZ)
Purchase bridge loan over 70% LTV
Refinance bridge loan over 65% LTV
100% financing for rental properties
DSCR Long-term rental loan over 80% LTV
DSCR long-term rental loan with less than 680 FICO
Loans for home occupied by family member
Choose How You Connect With Lenders
Search & Contact Lenders
1
Browse Anonymously > Contact Lenders Directly > Choose How You Make Contact. Lenders pay us a monthly fee, so no fee to search!
Create a Loan Request
2
Fill Out a Questionnaire > Save It To Your Account > Submit to Multiple Lenders. Ask us for recommendations to save time.