Where Investors & Brokers Find

Direct Lenders

For Investment Real Estate Deals in the USA

The Ultimate Resource for Private Real Estate Financing

Sitewire is a resource for property investors and brokers to research and connect with reputable private mortgage lending companies (aka hard money lenders). Most of our lenders offer short-term bridge loans, but you can also find permanent financing here. Get the information you need to evaluate multiple financing options for your situation.

Typical Loan Scenarios
Secured by investment real estate only
Budget & Draw Management
CRE bridge loans up to 2 years
SFR Fix & Flip Loan
Close a purchase deal in 1-2 weeks
Rehab a house and hold as a rental
30-year loan for residential rental
Use equity to buy another property
Build a spec home
Refinance to buy out partner
Possible But Difficult Loan Scenarios
Only available in certain areas
100% financing for house flips
Loans secured by land (up to 50% LTV)
Rural locations or far from metro area
2nd mortgages (only available in CA, AZ)
Loan amounts under $75,000
Loan amounts over $20MM
Foreign national borrowers
Special purpose properties
Horizontal development financing
Impossible Loan Scenarios
No lender on our platform will consider these
Gap funding
Down payment money
Loans for owner-occupied homes (except CA, AZ)
Purchase bridge loan over 70% LTV
Refinance bridge loan over 65% LTV
100% financing for rental properties
DSCR Long-term rental loan over 80% LTV
DSCR long-term rental loan with less than 680 FICO
Loans for home occupied by family member

Choose How You Connect With Lenders

Search & Contact Lenders

1

Browse Anonymously > Contact Lenders Directly > Choose How You Make Contact. Lenders pay us a monthly fee, so no fee to search!

Create a Loan Request

2

Fill Out a Questionnaire > Save It To Your Account > Submit to Multiple Lenders. Ask us for recommendations to save time.

Insights

A partially constructed residential house wrapped in Fletcher Insulation sheathing, with exposed wooden roof framing and window openings. The site is fenced off with temporary metal fencing, and a blue portable toilet is visible in the foreground. Construction materials are stacked on the side, and the area appears to be part of a suburban housing development under construction.
Construction Draws

Why Real Estate Investors Are Losing Weeks Waiting on Draws

Jun 19, 2025

5 min read

A large two-story white house surrounded by metal scaffolding, indicating it is undergoing exterior renovation or maintenance. The house features a front porch with white railings, multiple chimneys, and is lit by the warm glow of the setting sun.
Construction Draws

How Sitewire Cuts Draw Inspection Times from 4 Days to 4 Hours

May 26, 2025

5 min read

Construction Draws

Streamlining Draw Inspections: How Skybeam Capital Reduced Costs and Increased Efficiency

Jun 11, 2024

4 mins

Insights

A partially constructed residential house wrapped in Fletcher Insulation sheathing, with exposed wooden roof framing and window openings. The site is fenced off with temporary metal fencing, and a blue portable toilet is visible in the foreground. Construction materials are stacked on the side, and the area appears to be part of a suburban housing development under construction.
Construction Draws

Why Real Estate Investors Are Losing Weeks Waiting on Draws

Jun 19, 2025

5 min read

A large two-story white house surrounded by metal scaffolding, indicating it is undergoing exterior renovation or maintenance. The house features a front porch with white railings, multiple chimneys, and is lit by the warm glow of the setting sun.
Construction Draws

How Sitewire Cuts Draw Inspection Times from 4 Days to 4 Hours

May 26, 2025

5 min read

Construction Draws

Streamlining Draw Inspections: How Skybeam Capital Reduced Costs and Increased Efficiency

Jun 11, 2024

4 mins

Insights

A partially constructed residential house wrapped in Fletcher Insulation sheathing, with exposed wooden roof framing and window openings. The site is fenced off with temporary metal fencing, and a blue portable toilet is visible in the foreground. Construction materials are stacked on the side, and the area appears to be part of a suburban housing development under construction.
Construction Draws

Why Real Estate Investors Are Losing Weeks Waiting on Draws

Jun 19, 2025

5 min read

A large two-story white house surrounded by metal scaffolding, indicating it is undergoing exterior renovation or maintenance. The house features a front porch with white railings, multiple chimneys, and is lit by the warm glow of the setting sun.
Construction Draws

How Sitewire Cuts Draw Inspection Times from 4 Days to 4 Hours

May 26, 2025

5 min read

Construction Draws

Streamlining Draw Inspections: How Skybeam Capital Reduced Costs and Increased Efficiency

Jun 11, 2024

4 mins

Ready to streamline service
and wow borrowers?

Book a demo and see Sitewire in action.

Ready to streamline service
and wow borrowers?

Sign up for a demo today and see how our Draw & Project Management tools can revolutionize your lending operations.

Ready to streamline service
and wow borrowers?

Book a demo and see Sitewire in action.